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  • Terms and Conditions

    Last Updated: 08.09.2025
    [Monday, September 8, 2025]

    Welcome to Solvful!

    These Terms and Conditions ("Terms") govern your use of the website located at solvful.net (the "Site") and any related services provided by us. By accessing or using our Site, you agree to be bound by these Terms. If you disagree with any part of the terms, you must not use this website.

    This Site is a personal hobby website created by, owned and operated by Filip Mędrala, residing in Poland.

    The Terms are provided in the English language. By accessing and using this Site, you confirm that you have read, understood, and agree to be bound by these terms specified in English.

    1. General Information & No Professional Advice

    The content, tools, calculators, and information provided on this Site are for general informational and educational purposes only. The information is not intended to be a substitute for professional advice. Nothing on this Site constitutes financial, investment, legal, tax, or other professional advice. We are not licensed professionals, and you should not treat our content as such. Before making any financial decisions, you should consult with a qualified and licensed professional who can assess your individual situation.

    2. Accuracy of Information and "As-Is" Basis

    This Site and its content are provided on an "as-is" and "as-available" basis. While we strive to provide accurate and up-to-date information, we make no guarantees, conditions, or warranties as to the accuracy, completeness, reliability, or suitability of the information and tools provided. You acknowledge that such information and tools may contain inaccuracies or errors, and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. Your use of any information or tools on this website is entirely at your own risk.

    3. Limitation of Liability

    To the extent permitted by law, solvful.net and its owner(s) hereby expressly exclude:

    • All conditions, warranties, and other terms which might otherwise be implied by statute, common law, or the law of equity.
    • Any liability for any direct, indirect, or consequential loss or damage incurred by any user in connection with our Site or in connection with the use, inability to use, or results of the use of our Site, any websites linked to it, and any materials posted on it. This includes, without limitation, any liability for: loss of income or revenue; loss of business; loss of profits or contracts; loss of anticipated savings; loss of data; loss of goodwill; and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.

    4. Intellectual Property Rights

    All content on this website, including but not limited to the calculators, tools, text, graphics, logos, and software, is the intellectual property of solvful.net as well as of its author(s) and is protected by applicable copyright laws. You may not copy, reproduce, distribute, or create derivative works from our content without our express written permission.

    5. Third-Party Websites and Advertising

    Our Site may contain links to external third-party websites and advertisements that are not provided or maintained by or in any way affiliated with us. Please note that we do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. We are not responsible for the content or practices of these sites, and you access them at your own risk.

    6. Privacy Policy

    Your privacy is important to us. Our Privacy Policy outlines how we collect, use, and protect your data. Please review our Privacy Policy to understand our practices.

    7. Modification of Terms

    We reserve the right to amend or replace these Terms at any time. We will post the revised terms on this page. It is your responsibility to check this page periodically for changes. Your continued use of the Site following the posting of any changes constitutes acceptance of those changes.

    8. Governing Law and Jurisdiction

    These Terms shall be governed and construed in accordance with the laws of the Republic of Poland, without regard to its conflict of law provisions. Any disputes arising from or relating to these Terms shall be resolved in the courts of Poland.

    9. Contact Information

    If you have any questions about these Terms, please contact us via our Contact Page.

    This website uses modern development solutions. Legacy browsers are not supported. Please make sure you're using an up-to-date browser to ensure full functionality and compatibility with your system.

    Solvful.net is a private, hobby project. It is purely a service to you. The tools and content provided here are not advice, financial or otherwise.

    Any usage of this site, including, but not limited to the tools or content - is subject to our Terms & Conditions.

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